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How to Quickly Replace a Stolen or Lost Social Security Card
Nothing feels worse than reaching for your wallet and quickly discovering that it isn’t there. You get a terrible sinking feeling in your stomach that quickly turns to panic. Your wallet is part of your identity and it contains all of the important information about you.
If someone steals your wallet you could end up having serious problems and you are also at risk for identity theft. It is crucial that you replace the contents right away and that you shut down your credit cards. Read on to learn what to do if your wallet is stolen or lost.
Notify Your Credit Card Issuers
If you had credit cards in your wallet you are going to need to call the banks right away and have your cards shut down. It won’t take long for the thieves to start using your cards and you could end up losing money quickly if the wrong people take hold of your account.
You have to move quickly so you can get your credit cards shut down before anyone tries to steal from you. Thankfully, you won’t have to pay for the charges if you notify the credit companies quickly, but you won’t be able to use your credit cards until the bank closes your account and issues a new card for you.
Credit cards and the first thing thieves are going to start using when they get your wallet so you have to take care of your credit cards right away. Call the credit card companies fast. You can call the fraud prevention line and an agent will shout down the card and make sure that it can’t be used.
Your card won’t work anymore and the credit card company will issue you a new card with a new number so you can get access to your credit line again. It is very stressful when your credit cards are stolen and you have to work fast to get your money back.
Notify The DMV And Apply For A Replacement Card
If your driver’s license was in your wallet, you are going to have to make sure that you replace your driver’s license right away. You could get into trouble if you get pulled over and you don’t have your license. You also have to worry about your license being used fraudulently.
If a criminal has your driver’s license they can open accounts in your name and engage in other types of fraud that can cost you money and time. You have to notify the DMV and let them know that your license was stolen and then you will need to apply for a replacement license. There is a small fee for this and you need to be prepared to pay the fee while you are at the DMV.
You can’t legally drive without your driver’s license and it also serves as your identification, so getting your card replaced is one of the first things you need to do when your wallet is stolen.
You can’t risk having someone doing something fraudulent with your driver’s license so make sure that you go to the DMV right away so you can report your license as being stolen and get a new one right away. You can’t take any chances with your driver’s license and you need to act quickly.
Replace Your Social Security Card
If you carry your Social Security card in your wallet and it gets stolen, you are going to have to work fast to get it replaced. Your Social Security number is valuable and if a thief gets hold of your number they are going to work fast to make you a victim of identity theft.
You can end up running into many different financial problems if an identity thief gets hold of your Social Security number. If they have your Social Security card and your driver’s license, they have everything they need to open up loans and credit cards in your name. You will have to prove to the creditors that you were a victim of identity theft and this can take a long time and cost you money.
Your credit score is going to be ruined and you are going to have to deal with a lot of problems because of this. Your credit score is going to be ruined and you won’t be able to get any loans. You can’t buy a car or a house and you will have to put down deposits when you are trying to get a phone or cable TV.
It can be a huge problem when you have your identity stolen and you have to prove that you didn’t take out the loans because the creditors are not going to believe you.
If your Social Security card was stolen you have to notify the police and file a police report so you have it on file in case your identity gets stolen. The police report will help clear your name. The creditors can get very aggressive and they often don’t believe that you are a victim.
They might even try to sue you so you need the police report in case they get very aggressive. You can also notify the Social Security Administration that your Social Security number was stolen so they have it on file in case you are a victim. Make sure that you notify the Internal Revenue Service as well because thieves will try to get your tax refund by filing fake taxes using your Social Security number.
You can apply for a new social security card online and it is easy to do. You just need to make sure that you have all of the documents that are going to prove your identity and then you can get your new card in the mail. It doesn’t cost anything to get a new card and it is a fast and easy process as long as you have all of the right forms that are going to prove your identity to the Social Security Administration.