Top Tips for Online Shoppers in 2021
The Covid-19 pandemic has accelerated a shift toward the digital world, with more and more people now using ecommerce and other digital tools frequently. From everyday items such as groceries to fashion and tech, you can purchase almost anything online — and that’s exactly what most consumers are doing. The convenience of online shopping makes it more alluring to shoppers compared to brick-and-mortar. For this reason, the trend towards ecommerce is expected to linger long after the pandemic is over.
Online shopping makes it possible to shop from home at any given time. But there’s more to online shopping than just adding items to your cart. In this article, we’ll provide tips on how to shop safely, get the best online deals, and other ways to make your overall online shopping experience more enjoyable. Read on.
Make Sure Your Connection is Secure
Don’t make online purchases over public Wi-Fi networks. While it’s tempting to browse ecommerce sites and make purchases through public Wi-Fi in stores, malls, restaurants, coffee shops, and hotels, it’s not safe. Public Wi-Fi networks are often unsecure and allow access to anyone, including hackers and other online threat actors, making your data more vulnerable.
Hackers and cybercriminals can easily capture the information packets transmitted over public connections. To prevent this from happening, ensure you have a secure connection at home or in public. That’s what a VPN is for. Short for a Private Virtual Network, a VPN encrypts your internet traffic to shield it from hackers and other online threats in transit.
Shop from Reputable Vendors
Online shoppers are often targeted by scammers, especially during the shopping season. Some shoppers may overlook the warning signs of online scams as they rush to get the best deals and end up getting scammed for their hard-earned money. You can significantly reduce your chances of getting scammed by making sure that you only shop from reputable online vendors that you know and trust.
Also, be wary of a vendor that seems to be pressuring you to buy immediately without checking the fine print. You need to be vigilant and carefully check all the details, especially when a deal sounds too good to be true.
Use Strong Passwords
Ensure that you use strong, unique passwords for all your online shopping accounts. Passwords should be different for bank accounts, shopping sites, et cetera. Do not use the same password for all accounts. A secure password should be a mixture of uppercase letters, lowercase letters, numbers, and symbols. We recommend using a password manager tool like psono.com to create and store strong passwords.
Use Price Comparison Tools
Online prices vary significantly from one vendor to the next. You need to compare prices from a variety of ecommerce stores before you make a purchase if you want to get the best deal. You can search for the best prices for a product on a dozen websites manually, but that’s tedious and time-consuming.
The best way to get the best band for your buck is to use a price comparison tool. There’s a wide range of price comparison tools, including PriceGrabber, ShopSavvy, and Pronto, that you can use to secure the best deal. You can download a price comparison tool in the form of a mobile app or a browser extension.
Take Advantage of Available Discounts
Costs can quickly add up when shopping online. Take advantage of available discounts to bring your shopping bill down a notch. You can do that using discount codes and using gift cards. Discounted gift cards give you a chance to cut your holiday shopping costs significantly, and you can use them at any of the leading stores, including Amazon, Walmart, Macy’s, and Kohls.
Use a Secure Payment Method
When you are all done with your shopping and it’s time to check out, make sure you pay using a secure payment method to protect your finances. Some payment methods are more secure than others. For instance, consider paying via PayPal or credit card instead of using a debit card or an online check.
Most credit cards have fraud detection and other methods of detecting suspicious activity built into them. The credit card company will get in touch with you if anything out of the ordinary appears on your statement. Using a credit card instead of debit reduces your liability in case of fraudulent charges.
Review Your Bank Statements and Credit Card Transactions Regularly
Periodically check your bank statements and credit card transactions to make sure that everything is on the up and up. Keep your eyes peeled for charges from ecommerce websites you don’t recognize and report them to the credit card company as soon as possible. But don’t stress if you spot fraud. Most credit card companies will refund the money and issue a new account immediately after a fraudulent transaction is detected.
Shopping online is a convenient way to buy items that you need from the comfort of your home at any time of the day. However, online shopping is not exactly hassle-free. There are cybercriminals looking to scam unsuspecting online shoppers out of their money. Use these tips to shop safely, get the best prices, and improve your overall online shopping experience.