6 Types Of Motor Vehicle Accident Claims

Written By Alla Levin
May 24, 2021
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6 Types Of Motor Vehicle Accident Claims

Vehicular accidents can happen any time, anywhere, and in any situation. Whether you’re stuck in traffic, parked in the lot, on the side of the road, or around the neighborhood, car collisions can happen. There are several categories of car accidents, each with its severity of injuries and damages. Understanding these classifications will help with filing insurance claims. 

The following list includes some common car incidents and types of injuries. If you or somebody you know has been hurt in a vehicular accident, you need the expertise of an experienced lawyer to properly and fairly settle your claim.

What Are The 6 Types of Car Accident Claims

Notwithstanding technological advances, such as adaptive headlights, backup cameras, and FCS (forward collision system), vehicle collisions still happen. According to studies, 30% of car accidents cause road fatalities. 2.7 million people suffer severe injuries requiring immediate medical attention. 

It doesn’t matter whether you’re involved in a severe or minor accident; this can result in serious, long-lasting impacts on your life. For example, road accidents can result in serious wage loss, pain and suffering, disability, and even death. Understanding the common causes and types of car incidents is vital when filing for claims. 

Head-On Collisions

A head-on collision happens when one vehicle’s front part collides into the other car’s front. Several factors affect this incident, but according to Distracted Driving Illinois statistics, drivers that are distracted, overspeeding, impaired, not obeying road traffic or road signs, and driving down the opposite lane or one-way roads are the major causes. This car accident type can cause serious injuries, traumatic brain damages, spinal injuries, fractures, and death. 

Vehicle RolloverTypes Of Motor Vehicle Accident Claims

Vehicle rollovers are violent and complex types of car collisions by nature. Compared to other car crashes, rollover reflects the interaction of environmental factors, vehicle, road, and driver. While the type of car can play a critical role in the incident, the driver’s behavior, environmental conditions, and the route also affect this incident. 

Several factors that can affect a rollover accident are location, alcohol consumption, and speed. According to studies, 85% of vehicular rollover-related fatalities are the result of a single-car crash. This can result in severe injuries, damage to the spinal cord, brain trauma, and potential death.

Side-Impact Collisions

Also known to many as T-bone or broadside collision is a type of car crash where the side part of one or multiple cars is impacted. These incidents commonly happen at parking lots and intersections. It often occurs when one car attempts to push through another lane. 

The result includes severe injuries due to restricted safety features from the car’s interior side. These collisions traditionally happen when the driver turns without checking oncoming traffic or runs the red light. 

Rear-End Collisions

Rear-end accidents happen when one car crashes at the back of another vehicle traveling in your front. These collisions often are the result of following too close or distracted driving. This can also result from weather conditions and panic stops. Often, victims suffer serious neck injuries and whiplash as the head was forcefully thrust forward and snapped back to the seat.

Motor vehicle accident claims: hit and run

This type of incident happens when one motorist hits another car or pedestrian and runs off their responsibility or the crash scene. It’s a common cause that results in negligent driving behaviors, like impaired driving and using mobile phones when driving. The injuries received in this type of accident can be substantial due to the late deliverance of medical care. 

Multiple-vehicle Collisions

Pile-ups or multiple-car collisions can happen on freeways and highways, traditionally triggered by an accident in a heavy traffic location. This may cause domino effects which result in multiple car collisions. Several vehicles can be hit and damaged numerous times, increasing severe damage and injuries to car passengers. This type of accident can be challenging to identify who’s at fault. Most insurance companies are trying to dismiss claims by incorrectly pointing fingers at other drivers that cause the accident.

This is why you’ll need to have a reliable lawyer to check your claims. Your lawyer will analyze and investigate the incident to identify which party is at fault and help you receive compensation and the deserved justice. 

Common Causes Of Vehicular Accidents

Not all car collisions are caused by being unfamiliar with roads or learning how to steer the wheel. 94% of road accidents are due to human error. Several drivers may feel guilty doing any of the following acts that can cause injuries and accidents.

  • Overspeeding
  • Drunk driving
  • Distracted driving
  • Running the red lights or sudden stops
  • Aggressive and reckless driving
  • Fatigue

Motor vehicle accident claims: final words

If you’ve been involved in any car accidents mentioned above, always call a qualified lawyer to help deal with the complaints. With legal consent at hand during a car collision, you’ll be at ease knowing someone will take care of your terms and ensure you’ll be compensated appropriately.

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