What Are Benefits Available For Worker’s Compensation Claims?
Workers’ compensation benefits are available to workers who have suffered a workplace injury or illness. The purpose of these benefits is to reimburse employees for any lost salaries, medical bills, and other expenses related to their damages.
According to the research, almost 40,000 of the 45,000 workers’ compensation claims submitted in Illinois result in settlements, including in Joliet. So, consider hiring a Joliet workers compensation lawyer to claim for your injury. Joliet is a well-known shipping and transportation hub. An attorney in Joliet is well-versed in the legal norms, can file a proper case, and help you get the compensation you deserve. They can help you know the type of injuries that make you qualify for filing a claim.
Discussed below are the different types of benefits available.
Your employer’s compensation insurance covers all reasonable and necessary medical treatment costs related to the work-related injury. Medical benefits include physical therapy, medication, surgery, and other services deemed essential by a doctor for your recovery.
Temporary total disability benefits
If you cannot work for some time because of your wound, you are entitled to two-thirds of your average weekly wage (AWW). The maximum amount varies by state and is determined by law. The maximum temporary total disability offered in Joliet is $1,480.12.
Temporary total disability benefits may be paid for a maximum of 500 weeks or two years from the date of injury, depending on the nature of your injury. Moreover, temporary total disability benefits are not subject to income tax.
Permanent partial disability benefits
To receive permanent partial disability benefits, you must have permanent damage that stops you from returning to your old job and reduces your ability to earn wages in any other job.
If you become permanently disabled due to your work-related injury, you may be eligible for permanent total disability benefits. In Joliet, permanent total disability benefits equal 80 percent of your AWW. You are entitled to lifetime disability payments equal to two-thirds (66.6%) of your average weekly wage if you are seriously hurt at your job. Engage a professional Joliet worker’s compensation lawyer who will guide you in the process better and inform you about your rights.
However, to qualify for these, the following conditions must be met:
- You must have been injured or became ill while working as an employee in Iowa (or on a job covered by workers’ compensation).
- Your doctor has determined that you are totally and permanently disabled due to your injury or illness caused during work.
- You cannot engage in any substantial or gainful activity because of the condition for which you received workers’ compensation payments.
Benefits available for worker’s compensation claims: conclusion
Anybody can make worker’s compensation claims. You can be a worker at a construction site or a police. The best way to know the type of benefits available is by contacting an attorney specializing in this law area. A lawyer can help you determine whether you are entitled to make a claim and help you obtain maximum compensation under the law. For example, severe burns, cuts, fractures, contusions, and trauma can be counted as worker’s comp injuries.