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Things You Should Know About a Car Accident Compensation Claim
Have you been involved in a car accident in Queensland recently and suffered an injury?
If you’ve made a claim with your insurance company for compensation for your injuries, then there are some things you should be aware of, and we’ll cover a few of those in this article.
Your Insurance Company May Have You Under Surveillance
That’s right. Private investigators or professional insurance investigators might be keeping tabs on you to ascertain that your claim for damages is legitimate.
It’s hard to argue against this practice too, as thousands of people each year file false or misleading claims with insurance companies, whether for personal injuries, stolen vehicles or otherwise.
If someone is faking injury after a car accident just to get a juicy payout from their insurer, then the insurance company will want to know about it.
Surveillance isn’t all about people faking injuries. It’s more about the insurance company be sure that you’re making a legitimate claim, and that your injuries are as severe or debilitating as you say they are.
Let’s check out 2 typical forms of surveillance and what they include:
- Basic Surveillance – This includes digging up information on the claimant using public records as well as online, such as your social media account activity. What you say and do online can be used against you.
- Extended Surveillance – This is really getting into the PI stuff, with possible photo and video evidence of your movements recorded, as well as monitoring all your rehab activities, schedules and progress. The Motor Accident Insurance Act 1994 stipulates that this kind of surveillance must be disclosed.
There are numerous cases where someone has claimed a debilitating injury from a car accident but are then filmed doing activities that would be impossible for someone with that kind of injury to do.
Not everyone fakes injury for an insurance claim, of course, but insurance companies are doing what they can to make sure they are not being duped.
If You’re Injured You Need a Qualified Compensation Lawyer
The best and most stress-free way to handle your personal injury claim is to enlist the help of a specialist personal injury and compensation claims lawyer in Queensland. You could find one by taking to the internet and searching for something like compensation lawyers.
If you have a genuine claim for compensation with your insurer, then having a lawyer on your side will not only help expedite the process, it’ll also lend to the legitimacy of your claim as well.
Insurance companies don’t assume everyone is making a false claim, but they will cover themselves against fraudulent claims; and because there have been so many over the years, accident injury claims are taking longer to process than they once did.
Your lawyer can definitely help to speed up this process and ensure you receive the fair amount of personal injury compensation you deserve. Insurance companies want to cover themselves, but so do you. If you’re paying money for an insurance premium and have a legit claim, then you have every right to be compensated.
Can You Claim For Minor Injuries?
Yes, you can claim for more minor injuries such as whiplash. It really just depends on whether you want to void your no claim bonus on something minor or not. It’s totally up to you.
If that “minor injury” seems to linger and it’s preventing you from doing your regular work, then that’s definitely a situation where you would want to file a claim.
Even minor injuries should be taken seriously, as they can lead to more major issues down the track on some occasions.
You Must Act Quickly about Car Accident Compensation Claim
If you’re injured in a car accident and you want to make an insurance claim, then you must do so as soon as possible. You can’t let it go for a year and then approach your insurance company with a personal injury claim.
The longer you leave it, the harder the process is going to be to receive adequate compensation for your injuries, and likely the more suspicious your insurance company will be regarding the legitimacy of your claim.
It’s best to contact your personal injury lawyer ASAP.