How To Get Cash When You Need It Most

Written By Alla Levin
January 07, 2021

How To Get Cash When You Need It Most

The past year has been difficult for most people, and as the COVID-19 pandemic is still ongoing, things aren’t’ easing up just yet. With many people losing their jobs or having to close their businesses, finances have been tough. However, the bills haven’t stopped, and neither has life’s unfortunate, unexpected expenses such as cars breaking down, parking fines, or emergency trips to the vets. For many of these things, you need to get cash as quickly as possible, and in such a difficult time, this can be hard. However, do not despair as there are ways to do it; you need to stop worrying and stressing and start thinking rationally about your options.

Ask For A Cash Advance

Find out if you’re eligible for a cash advance from your credit card, an advance on your salary, or invoice finance from a client. The downside to this is that you might have to pay for it and of course when you do get the money you will have to pay it back. However, it might get you out of a sticky situation when you need it and quickly solve your problem. You can deal with the rest later.

Get a Payday LoanGet a Payday Loan

Payday loans don’t have the best reputation, but if you are in a situation where you need money fast, and you know that you can make the repayments, look at Check the interest rates and make sure there are no hidden costs, but if it can help you when you need it, then it just might be the way to go. 

Ask a friend or family member for a loan

You might find it difficult to ask a family member or a friend for a loan, and you might even find it humiliating. However, at the moment, during these difficult times, if you know someone who isn’t struggling and might be able to help you, then you might as well ask them. If they are a friend or loved one, then they will understand your predicament, and they’ll probably be pleased that you came to them. Work out a payment plan with them and write it down so that you’re all happy with the agreement and, of course, make sure that it won’t land them in financial difficulty. 

Sell Sell Sellsell anything on eBay

If you really need some cash, you might be sitting on some valuable things without even realizing it. Have a look around your house, and if there are things that you don’t use anymore or don’t need, then why not sell them? You might not get much for each thing, but it all adds up if you sell lots. You can pretty much sell anything on eBay, so don’t worry that what you have is worthless tat, because to someone else it might not be. Then there might be things that are actually worth a few pennies.

Look at old tech or toys, and if they’re in good condition, then you might find you can sell them for a lot more than you think. Beanie babies fetch quite a lot of money these days, as do old computer games.

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